CTBC Bank Co., Ltd. announces that its board of directors has resolved to participate in the capital increase of Xiamen Jinmeixin Consumer Finance Co., Ltd.

1.Date of occurrence of the event:2025/08/22
2.Method of the current increase (decrease) in investment:Direct investment
3.Date of the board of directors resolution: 2025/08/22
4.Other approval date:2025/08/22
5.Amount, unit price, and total monetary amount of the transaction:
RMB 254 million
6.Company name of the mainland Chinese investee:
Xiamen Jinmeixin Consumer Finance Co., Ltd.
7.Paid-in capital of aforementioned mainland Chinese investee:
RMB 500 million
8.Amount of capital increase currently planned for the aforementioned
mainland Chinese investee:RMB 254 million
9.Main businesses of the aforementioned mainland Chinese investee:
Granting consumer loans for individuals and other business approved
by China Banking Regulatory Commission.
10.Type of CPA opinion in the latest annual financial statements of the
aforementioned mainland Chinese investee:Unqualified opinion
11.Total equity of the aforementioned mainland Chinese investee in the latest
annual financial statements:RMB 814 million
12.Amount of profit/loss of the aforementioned mainland Chinese investee in
the latest annual financial statements:RMB 21 million
13.Amount of actual investment in the aforementioned mainland Chinese
investee, up to the present moment:RMB 170 million
14.Trading counterparty and its relationship with the Company:N/A
15.Where the trading counterparty is a related party, announcement shall
also be made of the reason for choosing the related party as trading
counterparty and the identity of the previous owner, its relationship with
the Company and the trading counterparty, and the previous date and monetary
amount of transfer:N/A
16.Where an owner of the underlying assets within the past five years has
been a related party of the Company, the announcement shall also include the
date and price of acquisition and disposal by the related party, and its
relationship with the Company at the time of the transaction:N/A
17.Profit (or loss) upon disposal:N/A
18.Terms of delivery or payment (including payment period and monetary
amount), restrictive covenants in the contract, and other important terms
and conditions:Paid in accordance with the transaction schedule.
19.The manner in which the current transaction was decided, the reference
basis for the decision on price, and the decision-making unit:
Board meeting of CTBC Bank
20.Broker:None
21.Concrete purpose of the acquisition or disposal:
To expand the consumer finance business in China market.
22.Any dissenting opinions of directors to the present transaction:None
23.Whether the counterparty of the current transaction is a related party:
Yes
24.Date of ratification by supervisors or approval by
the Audit Committee:2025/08/21
25.Total amount of investment in mainland China (including the current
investment) approved by the Investment Commission, up to the present moment:
NTD 17.69 billion
26.Ratio of the total amount of investment in mainland China (including the
current investment) approved by the Investment Commission, up to the present
moment, to the paid-in capital on the latest financial statements:10.33%
27.Ratio of the total amount of investment in mainland China (including the
current investment) approved by the Investment Commission, up to the present
moment, to the total assets on the latest financial statements:0.32%
28.Ratio of the total amount of investment in mainland China (including the
current investment) approved by the Investment Commission, up to the present
moment, to equity attributable to owners of the parent on the latest
financial statements:4.56%
29.Total amount of actual investment in mainland China, up to the present
moment:NTD 16.54 billion
30.Ratio of the total amount of actual investment in mainland China, up to
the present moment, to the paid-in capital on the latest financial
statements:9.65%
31.Ratio of the total amount of actual investment in mainland China, up to
the present moment, to the total assets on the latest
financial statements:0.30%
32.Ratio of the total amount of actual investment in mainland China, up to
the present moment, to equity attributable to owners of the parent on the
latest financial statements:4.26%
33.Amount of recognized profit (loss) on investment in mainland China for
the last three years:
2022:NTD 1,367,797 thousand,
2023:NTD 1,157,489 thousand,
2024:NTD 403,325 thousand.
34.Amount of profit remitted back to Taiwan for the last
three years:None
35.Whether the CPA issued an unreasonable opinion regarding the current
transaction:No
36.Name of the CPA firm:Crowe (TW) CPAs
37.Name of the CPA:Mengta Wu
38.Practice certificate number of the CPA:
Certificate (6) No.3622, Ministry of Finance
39.Date on which material information regarding the same event
has been previously released:2021/08/20
40.Any other matters that need to be specified:None