Announcement on behalf of the subsidiary for the issuance of Additional Tier 1(AT1) bonds by LH Bank.

1.Name and nature of the underlying security (if preferred shares, the terms
and conditions of issuance shall also be indicated, e.g., dividend yield):
The AT1 Bond issued by Land and Houses Bank Public Company Limited (LH Bank)
2.Date of occurrence of the event:2024/10/25
3.No., unit price, and monetary amount of the transaction:
Up to THB5,000,000,000
4.Counterparty to the trade and its relationship to the company (if the
trading counterparty is a natural person and not a related party of the
company, its name is not required to be disclosed):
Counterparty:LH Bank
relationship:LH Bank is 99.99% owned subsidiary by LH Financial Group
Public Company Limited (”LHFG”)
5.Where the counterparty to the trade is a related party, an announcement
shall also be made of the reason for choosing the related party as trading
counterparty and the identity of the previous owner, including its
relationship with the company and the trading counterparty, the price of the
ownership transfer, and date of transfer:
Reason for choosing the related party as trading counterparty:
To strengthen the capital addequacy ratio of subsidiary.
The rest are not applicable.
6.Where the owner of the underlying securities within the past five years
has been a related party of the company, an announcement shall also include
the dates and prices of acquisition and disposal by the related party and
its relationship with the company at the time:
Not applicable.
7.Matters related to the creditor’s rights currently being disposed of
(including type of collateral of the disposed creditor’s rights; if the
creditor’s rights are creditor’s rights over a related party, the name of
the related party and the book amount of such creditor’s rights currently
being disposed of must also be announced):
Not applicable.
8.Profit (or loss) from the disposal (not applicable in cases of acquisition
of securities) (where originally deferred, the status or recognition shall
be stated and explained):
Not applicable.
9.Terms of delivery or payment (including payment period and monetary
amount), restrictive covenants in the contract, and other important
stipulations:
Terms of delivery or payment:Upon obtaining approval from the regulatory
and issuance by LH Bank, payment will be made according to the actual
issuance amount.
Other inportant matters:In accordance with the Agreement signed by
 both parties.
10.The manner in which the current transaction was decided, the reference
basis for the decision on price, and the decision-making unit:
Decision making unit: Board Committee of LHFG
Others:In accordance with the Agreement signed by both parties.
11.Net worth per share of company of the underlying securities acquired or
disposed of:
Up to THB5,000,000,000
12.The discrepancy between the reference price of private placement company
and the transaction amount per share is 20 percent or more:
Not Applicable
13.Current cumulative no., amount, and shareholding ratio of the securities
being traded (including the current transaction) as of the date of
occurrence and status of any restriction of rights (e.g.,pledges):
amount:up to THB5,000,000,000
the rest are not applicable.
14.Privately placed securities (including the current transaction) as a
percentage of total assets of the company and shareholder’s equity of the
parent company on the latest financial statements, and the operating capital
on the latest financial statements as of the date of occurrence:
0.43%, 7.95%, not applicable
15.Broker and broker's fee:
Not Applicable
16.Concrete purpose or use of the acquisition or disposition:
To support LH Bank's business expansion and to enhance the
capital adequacy ratio.
17.Whether the directors expressed any objection to the present transaction:
No.
18.Whether the trading counterparty is a related party:
Yes
19.Date of approval by board of directors:
2024/10/25
20.Recognition date by supervisors or approval date by audit committee:
2024/10/24
21.Whether the CPA issued an opinion on the unreasonableness of the current
transaction:
Not applicable.
22.Name of the CPA firm:
Not applicable.
23.Name of the CPA:
Not applicable.
24.License no.of the CPA:
Not applicable.
25.Any other matters that need to be specified:
2024.10.23 THB/NTD=0.954(mid rate)