Announced by CTBC Holding on behalf of Land and Houses Bank Public Company Limited(LH Bank) to issue THB 2.4bn Subordinated Debentures

1.Date of the board of directors resolution:2026/09/21
2.Name [issue no.__ of (secured, unsecured) corporate bonds of
___________ (company)]:Subordinated Debentures intended to qualify
as Tier 2 Capital of Land and Houses Bank Public Company Limited
1/2027, due 2037
3.Whether to adopt shelf registration (Yes/No):No
4.Total amount issued:THB 2.4bn
5.Face value per bond:To be determined
6.Issue price:To be determined
7.Issuance period:10 years, issuer has the right of early redemption
subject to regulatory approval (Bank of Thailand).
8.Coupon rate:To be determined
9.Types, names, monetary values and stipulations of collaterals:None
10.Use of the funds raised by the offering and utilization plan:
To strengthen capital position to support business growth.
11.Underwriting method:Best efforts by underwriters.
12.Trustees of the corporate bonds:To be determined
13.Underwriter or agent:Land and Houses Securities as underwriter
14.Guarantor(s) for the issuance:None
15.Agent for payment of the principal and interest:To be determined
16.Certifying institution:None
17.Where convertible into shares, the rules for conversion:NA
18.Sell-back conditions:None
19.Buyback conditions:Issuer has the right of early redemption subject
to regulatory approval (Bank of Thailand).
20.Reference date for any additional share exchange, stock swap, or
subscription:NA
21.Possible dilution of equity in case of any additional share exchange,
stock swap, or subscription:NA
22.Reasonableness and necessity of capital raising following a cash
capital reduction (applicable to companies that have conducted a cash
capital reduction in the current year or the preceding year):NA
23.Any other matters that need to be specified:LH Bank will post relevant
procedures and details on Thai Bond Market Association website.
This issuance was approved by the BOD on 2026/09/21, and the BOD
also rescinded the issuance of THB 2.4bn (plus THB 0.2bn greenshoe
option) subordinated debentures previously approved on 2025/12/19.